What to look out for when taking out horse insurance
We give you tips when considering horse insurance, including why you should insure, and why choose us!
Read morePublished: 27 November 2020
A microchip for pets is a tiny, grain of rice size computer chip that contains a unique code that when scanned, matches up to your petโs details.
The central equine database holds all the information on your horse, which includes:
This database also allows you to:
Microchipping a horse is quick and easy and is done by your vet. It is inserted via a needle in the back of the horseโs neck, and usually takes seconds to complete.
Once completed, your horse can be checked for a microchip with a scanner (handheld). When the scanner is waved over the horseโs neck, it will pick up your horseโs unique information held on the chip.
From 1stย October 2020 it is a legal requirement for all horses, ponies, and donkeys to be microchipped and registered.
Not only does it help if your horse becomes lost or stolen, but it also holds irresponsible owners accountable for mistreating and abusing their horses.
โEarlier this year RSCPA released figures that showed that they rescued around 1,000 horses in 2017, to highlight the issue of horses being fly-tipped or dumped, often in horrific conditions.โย GOV.uk
If you do not microchip your horse, you could face a fine of up to ยฃ200.
Your vet will need to microchip your horse and it will cost around ยฃ25-ยฃ30.
Although microchipping is a quick procedure, it does involve a needle, so it will likely be uncomfortable for your horse, a bit like when they get their vaccinations.
If you suspect your horse has had a reaction, contact your vet straight away.
If youโre looking at buying a new horse (exciting!), the horse must be microchipped before you take them home. The breeder should be the first registered keeper of the horse and should also pass on the correct microchip and passport paperwork to you – the new owner.
If a breeder has not microchipped and registered the horse before you decide to take your new companion home, and canโt give you a reason for the delay, do not go ahead with the purchase!
Whenever you buy or rescue a horse, pony, or donkey, ask your vet to scan their chip on your first visit to check it corresponds with the paperwork you have been given โ just in case!
Always update your horseโs details when you change address or name. To do this, contact the microchip and passport database that holds your horseโs details. Some databases charge an admin fee, as the cost of getting your horse microchipped only covers the implantation of the chip itself.
If you donโt keep your details up to date, the chances of you being reunited with your horse if they go missing significantly decreases, so donโt run the risk of losing your horse forever!
Below are the deadlines for getting your horse microchipped:
British Pet Insurance Services offers a range of insurance policies on horses and ponies, with up to ยฃ5,000 vet fees and a range of optional extras. Select the level of cover to suit your needs.
Get a quote today